Welcome to
Gemini Healthcare Plus Group Plans

Gemini Healthcare Plus Group Plans are not your typical health coverage. Gemini Healthcare Plus Group is a partially self-funded health care coverage program regulated by ERISA which is the Federal Law that sets the standards for over 60% of employer established health care plans in private and public sector industry.

Imagine zero deductible, first dollar coverage, no medical underwriting, no pre-existing condition exclusions, ACA mandated coverages, and more – plus nationwide preferred provider networks that includes over 4000 primary hospitals and most licensed board-certified physicians.  Gemini Healthcare Plus Group Plans offer “no deductible” coverage with the flexibility, affordability, and usability so Employers can now effectively manage employee health care needs and benefit costs.

Your staff can purchase the amount of coverage that they believe best fits their needs and lifestyle. Gemini Healthcare Plus Group Plans provide a great solution for Employers to attract and retain valuable employees with a robust medical benefits program. Gemini Healthcare Plus Group Plans are implemented on a contributory or non-contributory basis, and fit easily into your 125 cafeteria plan to pay for certain benefits on a pre-tax basis.

For Employers, there are two programs:

  • The Gemini Health Care Plus offers 4 comprehensive plans to cover individuals and families.
  • The Alliance for Shared Health (ASH) plan, offered through Free Market Administrators (FMA), has 3 catastrophic plan levels to choose from – $150,000 maximum, $250,000 annual maximum, and $500,000 annual maximum.

Please review these plan offerings carefully and select the coverage option(s) that will meet your family needs.  The Gemini Health Care Plan plus one of the ASH catastrophic plans levels will likely meet coverage level needs.  Don’t forget to direct any questions to a qualified representative.

So come join us for a brief overview of Gemini Healthcare Plus Group Plans – healthcare the way you always wanted it to be! Click the buttons below to explore the plans, and find providers or pharmacies.

Instructions:
      1. Click on the green “Select Network” button.
      2. Choose “PHCS”
      3. Choose “I don’t see any of these statements”
      4. Choose “Front”
      5. Use the search feature to find providers in your area